Money Train Series — Complete Guide to All Versions

The Money Train series by Relax Gaming is one of the most successful slot franchises in iGaming history. Starting with Money Train in 2019, the series has evolved through three iterations, each pushing the boundaries of Hold and Win mechanics with increasingly wild maximum win potentials.

Money Train Series Overview

|---------|------|-----|---------|------------|

| Money Train | 2019 | 96.20% | 20,000x | High |

| Money Train 2 | 2020 | 96.40% | 50,000x | Very High |

| Money Train 3 | 2022 | 96.10% | 100,000x | Extreme |

Money Train (Original)

The original Money Train introduced the core mechanic: a Wild West-themed slot with a Respin Feature (the precursor to the full Money Cart bonus). When 3 bonus symbols land, you enter the Money Cart bonus where symbols display multiplier values and the grid starts small but can expand.

Key features: bonus symbols with values, 3 respins with reset, collector symbols.

Money Train 2 — The Breakthrough

Money Train 2 took the formula and amplified everything. The Persistent Shapeshifter, Collector, Payer, Sniper, and Necromancer special characters each add unique modifiers during the bonus round.

Key characters:

Collector — gathers all visible values
Payer — adds a random value to all symbols
Sniper — applies multiplier to random symbols
Necromancer — revives dead positions
Persistent Shapeshifter — transforms on every respin

Max win 50,000x was groundbreaking at release, making this one of the highest-potential slots at the time.

Money Train 3 — The Ultimate Version

Money Train 3 pushes the franchise to its limit with a 100,000x max win — one of the highest in the industry. New additions include the Persistent Collector (collects on every respin), Tommy Gun (adds values and grows), and Shapeshifter Plus (evolves into better characters).

Key new features:

Persistent Collector — collects every round automatically
Tommy Gun — fires values across the grid
Shield — protects a character from being overwritten
Bonus Buy tiers — choose 80x (standard) or more for enhanced starts

Which Money Train Should You Play?

| If You Want... | Play |

|---------------|------|

| The classic experience | Money Train (original) |

| Best balance of features and potential | Money Train 2 |

| Maximum win potential | Money Train 3 |

| Lower variance | Money Train (original) |

| Most character variety | Money Train 3 |

Money Train 3 Bonus Buy — Worth It?

Money Train 3 offers multiple bonus buy tiers:

80x — standard Money Cart bonus
Enhanced tiers — start with specific characters already active

The RTP for bonus buy is consistent with natural trigger RTP. You're paying for instant access, not better odds. Try it in demo mode to test which tier matches your risk tolerance.

Strategy Tips

Understand the characters — each special symbol fundamentally changes the bonus dynamics. Collector + Payer is the dream combination
Bankroll for volatility — Money Train 3's extreme variance needs a substantial session bankroll (see our bankroll management guide)
Demo first — the bonus round is complex; play free demos to learn the character interactions before real money play
Don't chase the 100,000x — it's possible but extremely rare. Enjoy the ride.

Summary

The Money Train series represents the evolution of Hold and Win mechanics at their finest. From the accessible original to the extreme Money Train 3, there's a version for every risk appetite. Browse all Money Train versions in our free demo library.

Related Guides

Hold and Spin Slots Guide — Money Train uses this mechanic
High Volatility Slots Strategy — Money Train is extremely volatile
Bonus Buy Slots Explained — all Money Train games have bonus buy